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<p>Belluf: Created page with &quot;Project Merlin The Item Club said that overall bank lending rose by 4.3% last year. After contracting this year it expects lending will rise by just 0.9% in 2013. The contracti...&quot;</p> <hr /> <div>Project Merlin<br /> <br /> The Item Club said that overall bank lending rose by 4.3% last year. After contracting this year it expects lending will rise by just 0.9% in 2013.<br /> <br /> The contraction in corporate lending is expected to hit the the construction and real estate sectors and smaller companies in particular.<br /> <br /> &quot;Funding for small and medium-sized enterprises is likely to be particularly difficult to obtain as banks seek to reduce credit risk,&quot; said Neil Blake, senior economic adviser at the Item Club</div>

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