EV insurance
Criteria
- Begins on Friday 14th September
- Insuring Marc and Nicole
- Car owned by Bittylicious but I am the registered keeper
- Company directors
- Landline: 0203 7733 393
- Nicole's license is from 2005 (13 years, 3 months) and she is a resident from 1999
- Assuming 10,000 miles per year
Car details
- Base car price: £32,360
- With plug in grant: £36,860
Excess insurance
Look into Shortfall
EU cover
- Co-op/Aviva 90 days per trip, 180 days per year
- Admiral (£19.50/week on top)/Diamond/Elephant, 30 days per trip, 90 days per year
- Budget, 60 days (can be extended by calling up)
- John Lewis, 90 days per year
- Direct Line, 3 days per year standard plus add on of 90 days
General info
- Adding 1,000 business miles costs about £50 extra
- £250 voluntary excess seems to be quite a sweet spot
Free Hyundai 7 Day Insurance
- £500 excess
- SDPC
- Ref: 24377687 Del. Called Jerome second time.
- They will call me back. They don't know whether they can cover this yet.
Considering
Admiral
via Money Supermarket
- £705.60 (SD, £250 voluntary excess)
- £726.88 (SD, £100 voluntary excess)
- £752.64 (SDCB, 1000 business miles, £250 voluntary excess)
- £831.04 (SD, £0 voluntary excess)
- £837.76 (SDCB, 1000 business miles, £100 voluntary excess)
via Confused.com
- £659.69 (SD, £250 voluntary excess)
Directly
- £726.14 (SD, £250 voluntary excess)
- £657.34 (SD, £250 voluntary excess, telematics box)
AXA
- £759.34 (SD, £250 voluntary excess = £350 total excess)
But I'm pretending I'm the owner, and that might not be allowed.
Need to call
Aviva
Quoted over the phone. Need to call back when I have a registration number.
General details:
- Accidental recovery service
- Repairs guaranteed for 3 years
- Compulsary excess £200 if you use a non approved repairer
- All drivers over 21
- £350 voluntary excess is £744.00
- £250 voluntary excess is £776.00
- £150 voluntary excess is £846.00
Business use appeared to cost an extra £52 per year, but can be added later on so it's pro-rated.
- Foreign use is £28 giving 90 days per trip or 180 days per year
- Breakdown protection is £38 (seems good)
Ref: QTE094241709
Ruled out
Co-operative
£3782.43 for the year with £250 voluntary excess.
Churchill
We are unable to provide you with a quote based on your information.
Direct Line
We are unable to provide you with a quote based on your information.
Endsleigh
Don't seem to do EVs (can't select or find the Kona at all)
LV
Car not on their system.
PlugInsure
Indicative Quote £1,784.48 with £250 voluntary excess
That's assuming that I fully own the vehicle too.